Loans for the Self Employed

We believe that a self employed person with a proven and profitable trading history and significant equity in their house really shouldnt be penalised. Until now, many self employed people have believed that they have been severely limited in their ability to access finance for property investment.

We always suggest that it’s preferable to avoid the “low doc loan” pathway and work hard with our clients and lenders to provide sufficient proof of a profitable trading history. Once this is established then, in combination with the equity created in existing property or other assets, we can unlock a suitable credit facility with which the self employed investor can invest in  a range of projects – be it buying a new house, buying a property and subsequently demolishing/building on it or establishing an investment property portfolio.

Residential Property Loans

At Connolly Finance, we have access to a range of home loan products – whether you are a first home buyer, upsizing or downsizing, looking to invest, or simply wanting to refinance, we can help find a loan to suit your needs.

Mortgage loans can vary considerably, such as the size of the loan, maturity of the loan, interest rate and method of paying off the loan, so it’s always a good idea to speak with a mortgage broking professional to determine the loan that is right for you. We have access to over 25 lenders which means that we can help find the most appropriate loan, with the right features for your particular needs

To see how we can help, give us a call on 03 9591 8000 today!

Whilst there are a myriad of loans available for consideration, here are some that are of the most relevance to a Property Upgrader:

  • Basic Variable Rate Home Loan
  • Fixed Rate Home Loan
  • Offset Loan
  • Split Loan
  • Standard Variable Rate Home Loan

Whatever the strategy there are a number of key considerations to take into account

  • Unlocking equity in existing assets
  • Affordability and ongoing debt servicing
  • The costs of selling a home
  • The costs of buying a home and the home buying process
  • Buying to build

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